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Visit your insurance agent in his office and then a week later treat your favorite 80-year-old aunt to a sumptuous dinner in a quiet restaurant to discuss her long term care insurance resources before she decided to buy a policy.


If you are seriously contemplating buying a long term care insurance (LTCI) policy jordan 13 retro australia , you have to look at both sides of the coin in order to completely understand this product.


By just talking to your agent, you will be limited to one side of the story. Even though you’ve known your agent for years, don’t forget that he has a job to fulfill so if you will rely solely on what he has to say about LTCI you won’t be able to hear reality.


Meanwhile, if you will only listen to an advice coming from your favorite aunt who purchased an LTCI policy 30 years ago air jordan 13 australia , but whose benefits kicked in just recently then you will wind up counseling a distressed soul.


Now if you will take time off to talk about LTCI with both persons, you will be able to understand the advantages of buying a policy from an agent’s point of view and from a client’s perspective. What’s more, you will know what the insurer expects from a customer and what a customer should do and not do to avoid feeling cheated on by her insurer later on.


Online Long Term Care Insurance Resources


Before beginning that project discussed earlier, why not first check out the websites of various insurance companies that market LTCI policies? Each company has unique offerings jordan 12 retro australia , although at first glance everything might seem the same with what the rest offers. Perhaps this is on account of the terminology that used in the industry.


Then you can proceed to read the bulk of online articles that are relevant to LTCI. These articles happen to be a good source of information, too, as some were written by LTCI brokers and carriers while others by LTCI policyholders or their relatives.


Constant reading and research will get you closer to the facts but then again, not everything that you read speaks the truth about LTCI. Sometimes air jordan 12 australia , you have to leave your house and conduct research elsewhere. Investigate the different types of LTCI policies like a news reporter would a newly elected public official.


Also take note of policies that will cover your expenses in a nursing home, assisted living facility, adult day care health center, and even at home. There have been a number of policyholders who complained that their insurance was not honored in a nursing home so they had to make do with an assisted living facility.


Aside from the extent of insurance coverage jordan 11 for sale australia , familiarize yourself with the fine print of an LTCI policy. Many people think that the moment they experience functional limitations they would instantly qualify for long term care (LTC).


Had they read and listened to reliable long term care insurance resources they would’ve known that their health condition has to satisfy what is stipulated on their policies and, perhaps, they will feel differently.


ZHUHAI, South China cheap jordan 11 australia , March 28 (Xinhua) -- China's Shi Yuting put herself into contention for her first professional win on Friday when the Beijing teenager shot a six-under 66 to take a one-stroke lead through two rounds at the Zhuhai Classic golf tournament.


Following 36 holes at Zhuhai Orient Golf Course in Guangdong province, the 17-year-old was seven-under 137 in the opening tournament of the 2015 China LPGA Tour season.


Overnight leader Zhang Weiwei could only muster a round of even-par 72 to sit one off the pace, while South Koreans Chung Ye-na (71) and Lee Ye-seul (68) were two shots back. Defending champion Babe Liu (71) of Chinese Taipei was in fifth, a shot further back.


Starting on the back nine in the early morning rain jordan 11 retro australia , Shi, China's national team golfer, took advantage of the soft greens to card eight birdies and two bogeys in her round.


"I did well today. This golf course is narrow and my tee shots were straight and I hit many fairways. I made some good mid-range putts from 10 to 25 feet," said Shi.


"I didn't have a good start and I dropped a shot at my No. 5 hole (the 13th hole) when I missed a four-foot putt for a par. But since then I was better and steady. On the whole air jordan 11 australia , I had a good mental game and kept calm."


Shi, who turned pro in October following an outstanding amateur career, said her game plan for Saturday was the same in concentrating on each shot and not getting ahead of herself by focusing on winning.


"A win is a dream to us. This is my rookie season's goal. But you shouldn't think about it while you are playing. I need to keep my same rhythm. I would be happy if I won, but I wouldn't be sad if I didn't."


The Hainan-based Zhang registered eight straight pars to start her round before carding a birdie four at the ninth. She then picked up another stroke at the par-five 11th to get to eight-under and take the lead. Her round then unraveled starting at the par-four 14th hole when she shot consecutive bogeys.


"I played solid at the front nine cheap jordan 1 australia , I just missed some short putts. When I made the first bogey (at the 14th hole) I became a little bit panicked so I made a three-putt bogey the next hole," said Zhang, also a national team player.


"I'm happy to play with Shi Yuting in the final group tomorrow. I will try to be relaxed and consistent. I won an amateur event last April and I haven't forgotten how to win."


Also thinking of victory on Saturday was Liu from Chinese Taipei, who just won a 36-hole local event.


"Today I hit two balls into the water and made double bogey (on the sixth hole). I feel bad jordan 1 retro australia , but last year I came from behind and won. I'm looking forward for next round."


China's Zhang Yunjie (70) was the top amateur in the field at one-under 143.


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